Am I Eligible?

There is a low minimum of $10,000 and no maximum settlement amount required to arrange a Structured Settlement, thus it applies to a wide variety of injury cases. When most people hear the term “Structured Settlement”, they assume that the settlement amount is for hundreds of thousands of dollars or even millions. Surprisingly this is not always the case, as our settlements can range anywhere from $10,000 to $1,000,000 or more.

Structured Settlements should be considered for cases involving workers’ compensation, personal injury, medical malpractice and those involving minors, to name a few. Plaintiffs or claimants who have not yet received their settlement award or signed a release are eligible to set up a Structured Settlement Annuity, with the defense’s cooperation.

Purchasing a guaranteed stream of future benefits today could yield higher savings and provide more benefits in the future. Historically, a dollar has been worth more at the present time than it will be in the future and consequently, deciding to structure your settlement could generate more value as time passes.


Not only can a Structured Settlement provide you with a guaranteed source of income for life, but it can also protect you from inflation and bearish markets.

Another advantage of a Structured Settlement is the tax benefit. Not only is the premium nontaxable, but interest earned is also tax-free under section 104(a)(2) of the Tax Code. Once the parties have agreed to a Structured Settlement the structure becomes a permanent part of the settlement.

Since Structured Settlement payments cannot be altered after the settlement, we do not typically direct clients to place the full amount of their proceeds in the structure. We usually suggest to leave a small sum of the settlement in a liquid account but this changes from time to time, depending on the financial needs and preferences of each client.

Incredible Benefits


IRS Code 104(a)(2) stipulates that periodic payments in the form of a structured settlement are 100% tax-free

Guaranteed Payments

The schedule of payments is determined at the front end of the transaction, resulting in a steady source of safe, reliable income for the claimant.

Rate of Return

With a locked-in rate of return, injured claimants can rest assured that market volatility will not affect their structured settlement payments.

What is the Process?

The process in structuring your settlement would begin with a series of questions to better understand your future financial needs. The more we are able to understand about your projected income needs and expenses, the better job we can do in assisting you with the design of the ideal structure for your unique situation. Once we have this information, we prepare illustrations that we believe will be best suited for each individual client.

This is why it is of vast importance to work with professionals who specialize in Structured Settlements, as we do at Vega Settlement Group.

Take the next step.

We specialize in offering our clients the confidence that only long-term planning can provide.

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